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Planned Giving

Honoring a Loved One With a Gift

Wife of Don Stallard

Established by Don Stallard, M.D. in honor of his wife, the Loah Stallard Graduate Nursing Scholarship will benefit students for years to come.

For Don Stallard, M.D., establishing a scholarship at Missouri Western seemed like a great way to honor his wife, Loah, so he recently made a gift to the Missouri Western Foundation to create the Loah Stallard Graduate Nursing Scholarship.

Loah was the Executive Director of the Social Welfare Board from 1979 to 2006, and since 2006, has been a Health Educator there.

"I am very honored; I didn't expect it," she says of the scholarship. "And I am glad it is going to help the nursing program at Missouri Western." She notes that the University's two graduate-degree tracks (nurse educator and health care leadership) address critical needs right now.

Loah graduated with her Bachelor of Science in Nursing from the University of Iowa. She met Don there, who was completing his residency at the University of Iowa Hospitals. Loah stayed home to raise their four children before joining the Social Welfare Board in 1979. She returned to graduate school shortly after she was hired by the Social Welfare Board and earned a Master of Science in Nursing from the University of Kansas. She later earned a second master's degree in public administration with an emphasis in health care from the University of Missouri-Kansas City.

Under Loah's guidance, the Social Welfare Board added dental services, gynecological services, a dietitian, crisis counseling, cardiovascular screening, arthritis services and a diabetic food program. She was one of the first to recognize the importance of using nurses with master's degrees to provide the care in ambulatory clinics, especially in underserved and rural areas. "People are so appreciative, you are making a change in their lives," she says of her work at the Social Welfare Board.

Throughout her career, Loah also served on numerous community and state organizations' boards, including the Missouri Western Foundation Board for 12 years. She received the YWCA's Women of Excellence Lifetime Achievement Award in 2007.

Don, who practiced internal medicine in St. Joseph for 35 years, says it was important to him that the scholarship be endowed so it would continue into the future. He and Loah also wanted to make it for graduate-level students to ensure that the recipients were committed to the nursing field long-term. Students from Buchanan County who are interested in working with underserved and under-insured populations will be given preference.

Don says he wants to encourage others to donate to the scholarship in Loah's honor. To learn how, or to learn about different ways you can support Missouri Western, contact Kim Weddle at weddle@missouriwestern.edu or 816-271-5648.

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A charitable bequest is one or two sentences in your will or living trust that leave to Missouri Western State University a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Missouri Western State University, a nonprofit corporation currently located at 4525 Downs Drive, Saint Joseph, Missouri 64507, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Missouri Western State University Foundation or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Missouri Western State University Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Missouri Western State University Foundation as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Missouri Western State University Foundation where you agree to make a gift to Missouri Western State University Foundation and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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